A law Student named Robin’s loan application is denied because her "karmic score" is “subthreshold." This score measures a person's actions and predicts their fate based on moral deeds across multiple lives, and Robin's score was "severely impaired" by organized fraud crimes in a previous life. Recognizing her potential, the loan officer, Mr. Thornton, offers her a limited "time jumping” service to persuade her past self, Judith, to stop her criminal activities and improve her score.

Robin takes the “time jumping” service accompanied by a bank representative, Colton. However, soon after jumping to 1942, she is captured by her past self, Judith, and her group. Robin is questioned about her motives. Judith explains she began her organized crime—forging ration stamps, smuggling goods, and creating false employment records—to help those neglected by a system "designed to sustain itself," not people. When Robin fails to convince Judith, Colton reveals a darker truth: the "weird little wooden statues" in Mr. Thornton's office are actually "real people trapped in there." These individuals are "soul trapped" because they either "failed to cheat the bank" or "failed to deliver while they were time jumping." Upon hearing this, Robin chooses not to return to her time, realizing that the happiness she sought had always been hers to share. Robin and Colton attempt to "time jump out of here" together.